Pet Insurance
Helping You Say Yes to the Best Care for Your Pet
At Willowbrook Veterinary Hospital, we believe that every pet deserves the best possible care. Unexpected illnesses or emergencies can happen at any time, and pet insurance can help you make decisions based on what’s best for your pet, not just your budget.
Why Consider Pet Insurance?
Pet insurance helps cover the cost of veterinary care, giving you financial peace of mind when your pet needs treatment. It allows you to say “yes” to necessary procedures, diagnostics, and treatments without the stress of unexpected expenses.
Benefits of Pet Insurance:
- Financial Relief for Unexpected Costs - Helps cover costs of accidents, illnesses, surgeries, and more.
- Access to Advanced Treatment - Enables you to pursue diagnostics and specialized care without hesitation.
- Predictable Budgeting - Monthly premiums help you plan for your pet’s medical expenses.
- Coverage for Chronic Conditions - Many policies help manage long-term illnesses like diabetes or arthritis.
- Peace of Mind - Focus on your pet’s health, not financial constraints, in an emergency.
How Pet Insurance Works
- Choose a Policy - Select a plan that fits your pet’s needs and your budget. Many plans cover accidents, illnesses, and even wellness care.
- Visit Any Licensed Veterinarian - Unlike human insurance, pet insurance allows you to see any licensed veterinarian, including specialists!
- Submit a Claim - Pay your bill upfront, submit a claim, and get reimbursed according to your policy terms.
Choosing the Right Plan
When selecting pet insurance, consider:
- Coverage - Comprehensive coverage is most ideal to help manage costs of veterinary care. Look for policies that cover accident and illness, without limits on treatment for chronic conditions. Some plans also offer wellness care as an added bonus.
- Exclusions & Pre-existing Conditions - Policies vary in what they cover, however most insurances will not cover pre-existing conditions, which is why it is best to get coverage when your pet is young.
- Reimbursement Rates & Deductibles - Plans typically reimburse a percentage of your bill after you meet a deductible. However, some insurance companies, like Trupanion, pay their portion directly to the veterinary clinic, thereby reducing the amount you need to pay up front.
- Waiting Periods - Waiting periods can vary by provider and can range from a few days to over six months. Some companies provide coverage immediately upon activation.
Recommended Pet Insurance Providers
While we don’t endorse specific companies, here are some popular and well- rated pet insurance providers:
- Trupanion
- Embrace
- ASPCA Pet Insurance
- Lemonade
We encourage pet owners to research and compare policies to find the best fit for their pet.
Have Questions? We’re Here to Help!
If you’re considering pet insurance and want to learn more, our team at Willowbrook Veterinary Hospital is happy to answer your questions. Contact us today to discuss how pet insurance can help you provide the best care for your furry family member.